As of June 2026, Credit Counselors has an AI-exposure score of 73/100 (Very High exposure) on the AI-Safe Careers index, blending O*NET tasks, the Anthropic Economic Index, the Penn/OpenAI study, and BLS data. This is an estimate of task exposure, not a prediction of job loss.
Credit Counselors
More exposed than 94% of the roles we track. Median pay ~US$52,230. About 2,200 projected openings a year (BLS 2024–34 — growth plus replacement).
Pay & demand figures are US medians (BLS, in USD) — your local figures will differ. Your exposure score applies broadly.
How this role compares to similar Business & Finance roles
What this role usually involves
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
Source: O*NET 29.1 exact occupation - Credit Counselors, SOC 13-2071.00. Context describes the role; the AI-exposure score remains a separate task-exposure estimate.
Credit Counselors tasks, by AI exposure
- Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Calculate clients' available monthly income to meet debt obligations.
- Interview clients by telephone or in person to gather financial information.
- Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
- Refer clients to social service or community resources for needs beyond those of credit or debt counseling.
No durable tasks identified for this role — its real, individually-assessed tasks consistently read as automatable (90%).
We analyzed all 20 Credit Counselors tasks — 18 automatable and 2 augmentable. The full task map — every task with exactly what to do about each — is in your Career Report.
Your report unlocks three concrete artifacts
Every task scored with what to automate, augment, or protect.
5-10 adjacent roles with salary, demand, and reachability.
A keepable roadmap plus resume and LinkedIn repositioning.
Grounded in O*NET + the Anthropic Economic Index + BLS — not generic ChatGPT advice.
Safer adjacent roles
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Every task scored with what to do about it · 5–10 safer roles with salary, demand & reachability · skill-gap map · a 30/60/90-day roadmap · plus a résumé & LinkedIn rewrite · PDF.
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AI was the most-cited reason for U.S. layoffs through mid-2026 — the workers who adapt earliest fare best. — Challenger, Gray & Christmas, 2026The upside: Workers with AI skills earn a roughly 62% wage premium — adapting pays. — PwC Global AI Jobs Barometer, 2026
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