As of July 2026, Collections Agent has an AI-exposure score of 72/100 (Very High exposure) on the AI-Safe Careers index. This is an estimate of task exposure, not a prediction of job loss.
Score inputs for this role: AI-Safe Careers curated modeled estimate. This curated role has no matched O*NET SOC or empirical occupation signal. Treat it as a lower-confidence directional estimate. BLS labor-market figures are separate context, not score inputs.

AI Exposure Score for

Collections Agent

72/100
Very High exposure
LowModerateElevatedHighVery High

More exposed than 92% of the roles we track. Median pay ~US$40,000.

Pay & demand figures are US medians (BLS, in USD) - your local figures will differ. Your exposure score applies broadly.

Early-career context (study ages 22-25)

This role's Very High score and automation-heavy task mix point in the same direction as the study's highest-exposure automation cohort. The measures are not identical, so the study result is context rather than a direct forecast for this role.

The November 2025 revision reports a 16% relative employment decline for workers ages 22-25 in the most AI-exposed U.S. occupations, after firm-level controls, relative to workers in less-exposed fields and more experienced workers in the same occupations.

Use the task map to identify durable work and the skills worth building early.

Stanford Digital Economy Lab, Canaries in the Coal Mine - November 2025 revision

This is group-level U.S. payroll evidence, not a personal forecast. The authors do not claim that AI alone caused the change, and this context does not alter the exposure score.

Data sources, not endorsements: O*NET and curated role data; empirical AI signals where matched; BLS employment, pay, and demand as separate context.Methodology Data sources
Role snapshot

What this role usually involves

O*NET 29.1 title match

Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.

Common titles
CollectorDebt CollectorPatient Access SpecialistPatient Account RepresentativeAccount RepresentativeAccounts Receivable Specialist (AR Specialist)
O*NET job-zone preparation
Job Zone 2 · Some Preparation Needed These occupations usually require a high school diploma. Some previous work-related skill, knowledge, or experience is usually needed.

Broad guidance for this preparation level; exact requirements vary by role and employer.

Skills and knowledge
CRMNegotiationEnglish LanguageCustomer and Personal ServiceMathematicsEconomics and Accounting
Tools and technology
Microsoft ExcelMicrosoft Office softwareMicrosoft OutlookMicrosoft WordIntuit QuickBooksMEDITECH software
Work context
Frequent contact with othersIndoor controlled settingTelephoneRepeating tasksExternal customers

Source: O*NET 29.1 title match - Bill and Account Collectors, SOC 43-3011.00. Context describes the role; the AI-exposure score remains a separate task-exposure estimate.

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Collections Agent tasks, by AI exposure

Automatable
  • Record information about financial status of customers and status of collection efforts.
  • Sort and file correspondence and perform miscellaneous clerical duties, such as answering correspondence and writing reports.
  • Arrange for debt repayment or establish repayment schedules, based on customers' financial situations.
13 more automatable tasks locked in the report.
Augmentable
  • Advise customers of necessary actions and strategies for debt repayment.
  • Negotiate payment plans
1 more augmentable task locked in the report.
Durable

No durable tasks identified for this role - its real, individually-assessed tasks consistently read as automatable (84%).

We analyzed all 19 Collections Agent tasks - 16 automatable and 3 augmentable. The full task map - every task with exactly what to do about each - is in your Career Report.

Your report unlocks three concrete artifacts

Full task map

Every task scored with what to automate, augment, or protect.

Adjacent path comparison

Related roles with exposure deltas, salary, demand, and reachability. Lower-exposure options appear only when the data supports them.

30/60/90 plan + PDF

A keepable roadmap plus resume and LinkedIn repositioning.

Grounded in O*NET-linked or curated role data, with Penn, Anthropic Economic Index, and AIOE signals where matched. BLS labor-market context is separate - not generic advice.

Adjacent career paths

Relatedness shows how reachable a move may be. A path is labeled lower exposure only when its score is at least 6 points lower; every row shows the measured difference.

Customer Success Manager
82% skills overlap; 24 points lower - lower exposure; Moderate band; ~US$83,260
View path
48
7 more adjacent paths with exposure deltas, salary, demand, and reachability in your Career Report.
Agent Reality Check (on-site workflow preview)

Record information about financial status of customers and status of collection efforts.

Check what deployed AI agents can attempt on tasks like this using dated capability evidence. You review the real task before any analysis runs.
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Your AI-Safe Career Report

Every task scored with what to do about it; adjacent paths with honest exposure deltas, salary, demand, and reachability; a skill-gap map; a 30/60/90-day roadmap; Agent Reality Check; plus a résumé and LinkedIn rewrite and professional PDF.
Grounded in O*NET-linked or curated role data, with Penn, Anthropic Economic Index, and AIOE signals where matched. BLS labor-market context is separate.

AI was the most-cited reason for U.S. layoffs through mid-2026 - the workers who adapt earliest fare best. - Challenger, Gray & Christmas, 2026The upside: Workers with AI skills earn a roughly 62% wage premium - adapting pays. - PwC Global AI Jobs Barometer, 2026

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Important: This is an estimate of AI exposure, not a prediction that your job will disappear. It is designed to help you understand how your role may change and improve your career resilience.